BetterInvesting’s recommendation for analyzing banks is to incorporate the Net Interest Income and NonInterest Income into the revenue (sales). By doing this, the effect of changing interest rates on the revenue number is reduced and a clearer picture of the actual revenue is obtained for the bank. Therefore we provide an alternate revenue number for banks.
Net Interest Income (not tax adjusted) + Total Non-Interest Income
The fields used to generate this data are the following (the raw data may be viewed from the Expanded Fields page of the Company Research tool):
Net Interest Income = Total Interest Income (tii) – Total Interest Expense (tie)
Total Non-Interest Income = Sales (sale) – Total Interest Income (tii)